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Monthly Budget Planner

Track monthly income and expenses and see your surplus or shortfall

$3,500

Total Income

$2,450

Total Expenses

$1,050

Surplus

What is this tool?

Tracks monthly income against expenses by category, showing your surplus or shortfall as you adjust numbers, without needing a dedicated budgeting app.

How to use it

Add your income sources and expense categories with their amounts, and your total income, total expenses, and net surplus or shortfall calculate automatically.

Revisit and adjust the categories every few months rather than setting them once — spending patterns shift, and a budget category that made sense six months ago sometimes doesn't reflect how money is actually being spent now.

Part of: Building a Monthly Household Budget

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