Tools for Personal Finance Planner
For anyone planning their own finances — not a business — modeling loans, investments, and retirement timelines with real formulas.
This is specifically for personal financial planning — loans, investments, retirement — as distinct from running a business, since the calculations involved (a mortgage, a 401(k) projection, a retirement drawdown) follow their own rules that have nothing to do with business finance, even though both involve numbers and planning.
Bank Statement to CSV
Turn the transactions in a text-based bank or card statement PDF into a checked table, then save it as CSV or Excel.
Loan / EMI Calculator
Calculate loan payments and amortization, with a dated payoff schedule
Mortgage Calculator
Estimate monthly mortgage payments including taxes and insurance, with a dated payoff schedule
Compound Interest Calculator
Calculate compound interest growth with regular contributions, with an optional start date
SIP Calculator
Calculate future value of a Systematic Investment Plan, with an optional start date
Social Security Calculator
Estimate your monthly Social Security retirement benefit at different claiming ages
401(k) Calculator
Project your 401(k) balance at retirement including employer match, with an optional start date
RMD Calculator
Calculate your required minimum distribution using the IRS Uniform Lifetime Table
FIRE Calculator
Calculate your financial independence number and years to reach it, with an optional start date
Income Tax Calculator
Calculate total annual US income tax including federal, state, and FICA
Discount Calculator
Calculate sale prices and savings from a discount percentage
Monthly Budget Planner
Track monthly income and expenses and see your surplus or shortfall
529 College Savings Calculator
Find the monthly contribution needed to hit your college savings goal, with an optional start date